Balancing Student Loans and Retirements Savings

How to Balance Paying Off Student Loans and Saving for Retirement If you recently graduated from college and joined the workforce, you might be wondering: should I pay off my student loans before saving for retirement? Many recent college graduates put off saving anything toward their retirement and try to pay as much as they…

Quick Meal Tips: Modifying Recipes

Hello loyal readers! This week, I’m back with another cooking tip! The Life-Skills Workshop coming up in October will be full of great tips from yours truly, but I know not everyone can come so I wanted to share something on our blog as well! One of the hardest things about trying to eat healthy…

Lending Traps for Small Business

Hello again from your Small-Business Coordinator! If you are looking for a loan to expand your business, be wary about where you go for financing. For small business loans, high-cost, short-term loans are becoming much more common. These loans can have extremely high interest rates, averaging 94%! Try to avoid these expensive alternative lenders. When a lender…

Quick Meal Tips: Freezing Leftovers

Hello again! I would like to share a way that my wife and I save some money! Have you ever been to the meat section in the grocery store and seen a bulk package of meat that is way cheaper per pound than a meal-size portion? I used to think I could never take advantage of…

Cash Flow for Small Businesses

We’ve all heard the saying “you have to spend money to make money.” But how do small businesses manage the gaps in timing between expenses and income? Maximizing savings and tracking finances carefully are two keys to avoiding cash flow problems. A recent Corporation for Enterprise Development (CFED) study, published in 2014, found that over…

July 2016 CASH Report Now Available

July CASH Report   The newest edition of our newsletter for IDA participants is now available. Click here to see the newsletter!   Even if you are not currently in the IDA program, check out the newsletter. It is loaded with helpful information — there is something for everyone!