Emergency Jar

In Case Of Emergency

Hiya folks! “It is better to have it and not need it, than to need it and not have it“. Throughout my childhood, my father ingrained this phrase into my heart, soul, and mind. Seriously! He said it ALL the time, and it drove me nuts! At that time, I thought this catchy phrase was…

Back to School Wallet Busters

It is that time of year again. The kids are off to school and your wallet is trying to recover from school shopping.  This year parents spent on average $649 on a child in elementary school, $941 per middle school child and $1,402 per high school child. This is an increase of 6.8 percent from last…

Freeze-Leftovers-Collage

Quick Meal Tips: Freezing Leftovers

Hello again! I would like to share a way that my wife and I save some money! Have you ever been to the meat section in the grocery store and seen a bulk package of meat that is way cheaper per pound than a meal-size portion? I used to think I could never take advantage of…

FICO Score Chart

The FICO 5!

Hello again friends and followers, Today I am sharing some FICO credit score basics. Whether building, repairing, or maintaining your credit profile,understanding the FICO 5 will help you see how your credit score is impacted by your day-to-day decisions. Each factor holds a different weight in the total calculation of your score. Let’s take a…

Healthy Budget

Keep a “Healthy Budget”

When you hear the term “healthy” at times you might think of diet, exercise or the unhealthy donut you just ate this morning.  When you hear “healthy budget” you might think work more, not enough money or your addiction to the soda/coffee shop.  However, to maintain a “healthy budget” might be like nails on a…

Cash Flow for Small Businesses

We’ve all heard the saying “you have to spend money to make money.” But how do small businesses manage the gaps in timing between expenses and income? Maximizing savings and tracking finances carefully are two keys to avoiding cash flow problems. A recent Corporation for Enterprise Development (CFED) study, published in 2014, found that over…